Access Your Super for Essential Dental Treatment
Need your superannuation funds for critical dental treatments? You don’t need to wait until you’re 65 to achieve a happy, healthy smile. If you or an eligible family member requires important dental or orthodontic treatment, you may be able to apply for the Early Release of Superannuation through the ATO’s Compassionate Release of Super (CRS) program.
Our team at Tarneit Dental Care can help guide you through the eligibility process and connect you with services that assist with CRS applications.
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Supporting You with Treatment and Financial Options
At Tarneit Dental Care, we help you understand your dental treatment options and provide the needed information, including a written treatment plan outlining recommended procedures and estimated fees, so you can make informed decisions for your oral health.
Treatments Commonly Considered in CRS Applications
While eligibility is determined by the ATO and your superannuation fund, patients sometimes apply for early release of superannuation to help fund treatments such as:
- Dental implants
- Orthodontics and clear aligners
- Crowns and bridges
- Root canal treatment
- Oral and Maxillofacial surgery
- Dentures
- Other restorative or medically necessary dental treatments
Eligibility varies for every individual.
We encourage you to speak with our team for guidance and to help determine whether your treatment plan may be suitable for the CRS application process.
How We Assist
While we do not provide financial advice or submit applications on your behalf, we can:
- Explain how the CRS process generally works
- Provide the dental treatment plan and documents that may be required
- Direct you to the appropriate resources or third-party services that specialise in CRS applications
All decisions regarding eligibility and approval are made solely by the ATO and your superannuation fund.
Payment Options
To ensure that treatment remains accessible, we offer several convenient payment methods.
Direct Payments
- Cash, EFTPOS, Visa and MasterCard (AMEX not accepted)
- On-the-spot private health insurance claims through HICAPS
We are also participating providers for:
- CBHS Choice Network
- HCF More for Teeth
These programs may offer set benefits for eligible members as determined by each health fund.
Interest-Free Payment Plans
For patients who prefer flexible payments, we partner with external payment plan providers that offer interest-free options to eligible individuals.
Each provider sets their own eligibility criteria, which may include:
- Being 18 years or older
- Australian citizenship or residency
- Employment requirements
Payment plans may offer:
- 0% interest during the agreed term
- Flexible repayment periods
- No upfront deposit (depending on provider)
- Simple application processes
We can provide general information and refer you to the appropriate provider so you can determine whether these options suit your situation.
Areas We Support
We welcome patients from Tarneit and surrounding suburbs, including:
Point Cook, Caroline Springs, Hoppers Crossing, Truganina, Williams Landing, Werribee, Wyndham Vale and nearby areas.
Book Your Appointment
Begin your treatment journey with a consultation. We will assess your dental needs, outline your options, and provide a clear treatment plan to support applications for early release of superannuation.
Reach out to us at (03) 9749 4491 or book online for a consultation.